Are you a thrill seeker with a love of activities that get your adrenaline pumping? You’ve probably had some trouble finding life insurance. For many people, participating in high-risk sports is just a part of everyday life, but for insurance companies it’s a reason to reject your application or at least increase the premiums you pay. So why do life insurance underwriters even care what activities you like to do in your spare time? It’s simply a matter of risk.