How soon after your first child was born did you start to worry about planning for their future? Whether you only lasted a few hours or the nerves didn’t kick in until later you’ve probably been worrying about it ever since. Having a family is one of the most rewarding experiences in life, but it’s also one of the toughest jobs on the planet. It can be easy to forget how much we actually do for our family on a daily basis, after all it’s just part of the day to day life of being a parent, a partner, and a provider. So let me ask you another question: would your family be able to cope financially without you?