The Intelligent Life Blog

If you own or are thinking about starting a small business, you're in good company. In the United States, there are nearly 29 million small businesses, making up over 99% of the total companies in the country. Of those small businesses, 34 percent employ less than 100 workers. Smaller firms both employ the greater percentage of Americans and produce the most goods in this country. If you're a small business owner, you'll want to protect your investment with the best life insurance policy.

Small Business Owner Risk

If you have a small business that is thriving, count yourself as one of the fortunate and successful. According to the Small Business Administration, only about half of small businesses survive five years, and one-third makes it to ten years. If you've beat the odds, chances are you want your hard work and dedication to carry on after you're gone. One of the ways that you can ensure the longevity of your business and your investment is through a life insurance policy.

  Topics: Life Insurance, Life Insurance for Business Owner, Financial security

A story in the New York Times recently addressed the topic of key person life insurance. How would you expect employees to react if asked to consent to an employer taking out a life insurance policy in their name? Employees at an Orange County newspaper recently received a request from their employer to do just that. While many of the employees were taken aback, those of us in the life insurance industry are very familiar with this practice.

  Topics: Life Insurance Coverage, Employer Life Insurance, Life Insurance, Life Insurance for Business Owner, Insurance Quotes

Traditionally, we think of life insurance as a tool to protect our loved ones and personal assets. While there is a very real need for this type of protection, life insurance can also help protect your business. Life insurance can be used to protect a business from the loss of key people, to fund buy-sell agreements and even to assist with cash management.

  Topics: Life Insurance Quotes, Life Insurance, Online Life Insurance Quotes, Life Insurance for Business Owner, Compare Life Insurance Quotes