If you've made the wise choice to purchase a life insurance policy, you're doing the best possible thing to protect your family's financial future. Life insurance provides many benefits, among them a provision of financial resources for your dependents after you die.
When you purchase a life insurance policy, you want to make sure that you get the best value. The issuing company also wants to ensure that you're reasonably healthy and being truthful on your policy application. For both of these reasons, the policy issuer will ask that you undergo a life insurance exam before they issue your policy.