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The Intelligent Life Blog

Helping millions of Americans become educated
in making intelligent decisions around their life needs

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You Got a Bonus! What Will You Do with It?

Mar 12, 2017 6:31:00 PM

Whether your employment bonus check was expected or not, you now have some extra cash in your hand and a few decisions to make. When a bonus check comes into your life, it might be tempting to splurge on big ticket items or a fancy vacation. But just maybe there are some more responsible uses for that money, though. Here are just a few ideas of things that you can spend your bonus money on and some wise investment tips.

Indulge Yourself

We all deserve some reward, right? This doesn't mean that you should spend your entire bonus on a trip to Hawaii or a down payment on a new sports car. But, if you've been dying for a weekend away or some new fancy gadget for your kitchen, it's ok to spend a small portion of this bonus on some short-term gratification. The rest, however, should go towards achieving your long-term financial goals.




The Connection Between What You Eat and Your Heart Health

Feb 11, 2017 3:47:00 PM

Many of us fear being injured in a car accident or hearing a cancer diagnosis when the biggest danger is something else entirely. Heart disease, which includes stroke and other cardiovascular diseases, is the number one cause of death in the United States.life

Fortunately, some forms of heart disease can be delayed or even prevented with some simple dietary adjustments. Here is what you need to know about heart disease, how choosing a heart healthy diet can make a difference, and ways to ensure peace of mind for you and your loved ones.

Heart Disease and Risk Factors

Not only is heart disease the number one cause of death in the U.S., but it's also the leading global cause of death, taking more than 17.3 million lives each year. Cardiovascular disease includes various conditions that affect the function and structure of your heart such as coronary artery disease, heart attack, and vascular disease.




Winterization: 7 Tips To Keep You Comfortable and Safe

Dec 20, 2016 6:43:00 PM

When the temperatures start to drop, it can be tempting to shut all the doors and curl up with a blanket until the spring weather arrives. If you care about your home or other expensive possessions, this could be a mistake. Winter conditions can be rough on your home, your vehicle, and even your lifestyle so a little preparation can save you time and money long-term. Here are just seven winterization tips to keep you comfortable and safe this coming winter.

1. Prepare Your Yard

There are several things that you can do outside to prepare for the coming cold snap. You'll want to mow the lawn one last time, cut back flowers and shrubs, and store away all of your lawn equipment. Also, be sure to empty fountains and hoses and cover or put away patio furniture to protect it from the elements. If you have winter gear, such as a snow blower and de-icer, now is the time to take stock of those items.




6 Ways To Make Thanksgiving 2016 Special

Nov 23, 2016 3:07:00 PM

Thanksgiving is fast approaching and kicking off the "holiday season" tends to bring mixed feelings for many. Some dread this time of year, others embrace the magic, and a few still might get excited for what could be considered the wrong reasons. If thoughts of Black Friday and Cyber Monday are what are keeping you up at night, maybe a change in perspective is due.

Thanksgiving is the perfect opportunity to put the skids on the trivial or mundane aspects of life and to take stock of some of the things that we too often overlook. Here are just six ways that you can make your 2016 Thanksgiving more special.

1. Be Present

Football and food (particularly turkey) are important, but nothing makes a holiday more memorable than the quality time spent with loved ones. Whether relatives or close friends, be present for people by having some genuine conversations.

2. Find Your Gratitude

This IS "Thanksgiving," right? Too many people tend to forget the spirit of the holiday and gratitude goes out the window faster than you can say, "pass the gravy." There is always something to be grateful for, no matter your present circumstances. Take a look at where you are today and consider both the positive things that you have in your life and the negative things that are absent.