If you’re one of the millions of Americans who is either underinsured or does not carry life insurance at all, now is the time to act! With term life insurance rates at record lows, the fact of the matter is; your family simply cannot afford to be uninsured.
Life Insurance: Why You Need It
Designed to provide financial support for your loved ones, if you are no longer able, life insurance is relatively low cost and can potentially save your family from significant financial strain. Imagine the hardships your family would face if they could no longer depend upon your financial support. Would your spouse be able to afford mortgage and car payments on their own? Could your children afford to attend college? If the answers to these questions make you feel uneasy, it’s time to consider life insurance protection. Perhaps you already carry coverage, but is it really enough? Will your policy enable your spouse to retire on time? Will it provide the support your family would need to live the lifestyle they currently enjoy? If not, purchasing additional coverage is in your family’s best interest.
Life Insurance Rates: Cash in on the Savings
Now that we’ve established that you in fact need coverage, why is it so important to act now? Though we have always recommended carrying adequate life insurance protection, we can’t emphasis it enough based on current life insurance rates. In fact, term life insurance premiums have never been cheaper. Term policies pay a predetermined death benefit if the policy holder passes away during the policy term. These simple policies can be purchased in 5, 10, 15, 20 and, in some cases, 30 year terms. For one flat premium, you can rest assured that your family will be taken care of in the case of the unexpected.
None of us know what tomorrow will bring. If your family is in need of life insurance protection, now is the time to lock in historically low term life insurance rates! What are you waiting for? Request a quote today. With no obligation to buy, you have nothing to lose and everything to gain. Don’t gamble with your family’s future.
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