Shopping for life insurance? If you’re looking for the best life insurance for your money, you’re in luck, today we will be discussing the benefits of completing an online application.
Online Life Insurance Applications Can Save You money
People often look to family and friends for insurance recommendations, but when it comes to finding a plan that best fits your coverage needs it’s essential that you compare quotes from multiple insurers. Using an online quote form to access online life insurance applications lets you get information on multiple plans from the best-rated life insurance companies in a matter of minutes.
Why is this important? Life insurance companies base their premiums on health ratings; each applicant is placed in a health ratings class based on their current and past health. The better your rating the lower your quote will be. The reason it's important to compare quotes is that these ratings vary between insurers, so you may find that one insurer places you in a better class than another insurer and in turn provides you with lower premiums for coverage. Even small differences between monthly premium costs can add up to a huge amount over the life of the policy.
Before Starting Your Online Life Insurance Application
Life insurance online applications are a great way to find the best life insurance policy for your needs, but to help make the process as easy as possible it’s important to understand your coverage needs before you start. You should think about what life expenses you’d like to leave money for. For example some of the most common things people leave a life insurance death benefit for include income replacement, mortgage payments, childcare costs, education fees, inheritable debts, and money for day-to-day living expenses.
Our online calculator can help you determine how much coverage you need to provide financial security for your loved ones if you were to pass away unexpectedly. Once you’ve identified your coverage needs it’s time to begin your online life insurance application!
Completing a Life Insurance Application Online
Founded in 1997, we are an established top rated online life insurance agency, we proudly offer one of the fastest and most efficient online life insurance applications on the market. By simply providing some basic information, via our quote request form, including: state, date of birth, gender, age and health class; you will receive an instant policy comparison. One of our highly experienced, licensed life insurance agents will then contact you to review your quote comparison and help you determine which policy provides the best life insurance protection for your particular needs.
Once you’ve selected a policy, you’re ready to apply and with the help of our licensed staff you, you will complete the application by providing some additional information about your level of income, health and more. In a matter of minutes your life insurance application will be complete. Have questions along the way? The IntelliQuote team will be there to address your questions in real-time.
As an IntelliQuote customer can you rest assured that you’re selecting from the very best life insurance policies available to you and that you have the support of a dedicated, licensed agent.
Ready to get started? Allow us to help you find the best life insurance policy for your needs and begin the life insurance online application process immediately!
Interested in more tips and information designed to help you secure the best life insurance for your needs? Follow our blog; here we will be discussing this and other topics specifically designed to help you select the right coverage for your needs. While you’re here, we also encourage you to read these related blog posts:
- The Anatomy of a Term Life Insurance Rate
- Looking for the Best Life Insurance: Work with a Dedicated Agent
Do you feel that you have the best life insurance for your individual needs?