Are you one of the many consumers under the misguided impression that life insurance is only for the older, wealthier population? This dangerous misconception leads millions of young, healthy, successful people to pass up on an opportunity to begin building wealth and protecting their loved ones at an early age.
Why is there no time like the present to lock in a life insurance rate?
To put it simply, insurance companies consider you at a higher risk of death as you age. Whether you’re comparing permanent or term life insurance rates, the younger and healthier you are when you request a quote the lower the premiums available to you will be. In many cases you can lock in life insurance rates so low that you actually save you money carrying the policy for a longer term, or throughout your life. Imagine having the peace of mind today that your loved ones and assets are protected for years to come.
Though none of us are eager to admit it our health declines as we age. A young marathon runner today can face serious health complication later in life. Even if you feel invincible, it’s important to remember that even those who live healthy lifestyles can face health problems later in life. If you wait to purchase coverage, and experience health complications in the meantime, you will face exorbitantly higher life insurance rates. Rather than waiting until you’re feeling a bit less invincible, seize the opportunity to compare life insurance rates today. This is particularly important for those with a family history of health complications such as diabetes, heart disease and/ or cancer. Regardless of your current level of health, tomorrow is not guaranteed. Locking in a life insurance rate today is one of the best ways to protect your family’s financial well being.
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Ready to compare life insurance rates today? Request a life insurance quote!