The benefits of a healthy lifestyle are frequently discussed in terms of the impact it can have on your body and mind, but did you know that people who maintain a healthy lifestyle could also see financial benefits too? We’ve identified three areas where being healthy could save you money:
Less sick days
One of the financial benefits of maintaining a healthy lifestyle is that you’ll need to take less time off work due to illnesses. Two of the best ways to help your body fight viruses are by choosing healthy eating habits and staying active. A balanced diet can have surprising benefits for your body, studies have shown that diets high in nutrients and vitamins can help boost your immune system, helping you stay clear of those nasty viruses. So, how does this help your wallet? Being healthy can help you maintain energy and alertness leading to a good working record and avoiding sick days – saving you from lost income! So start following that healthy eating plan and improve your fitness levels to give your body the strength it needs to build up its defenses.
The second financial benefit of maintaining a healthy lifestyle is that both health and life insurance companies reward healthy people. In fact, many health insurers offer reward schemes for people who maintain an active lifestyle and eat a healthy diet. However, you’ll also benefit from instant savings by getting rewarded with lower premiums. Many insurance rates, especially life insurance, are based on your general fitness, which means you can benefit from lower life insurance rates if you ace your medical examination. To get the best rates you’ll need to keep your body weight and blood pressure within the recommended range and maintain a healthy lifestyle. The key financial benefit here is that healthy people get lower premiums and in turn save money every month.
The aging process can be hard on your body and it’s common for medical bills to increase as you age. It’s this decline in general health and the reduction in income after you stop working that causes medical costs to become a major concern for people approaching retirement. Maintaining a healthy lifestyle for as many years as possible can reduce your risk of major health issues like type 2 diabetes. It’ll also help keep your immune system strong so that you can avoid the viruses that circulate every year. This benefit of a healthy lifestyle isn’t just financial; it’ll also help you enjoy an active and happy retirement!
Simple steps to a healthier life
It’s never too late to start following a healthier lifestyle; in fact you could start to see the benefits of a healthy lifestyle pretty quickly when you make changes to your diet and activity levels. Follow these four tips to help you on your way:
1. Reduce stress
You may be surprised to learn that stress can have many negative impacts on your body including mental health issues, increased blood pressure, heart stress, interrupted sleep, lowered immune system, and a whole list of other negative side effects. Reducing your day-to-day stress can have an instant impact on your health. Find ways to reduce stress in your daily life for an instant health boost.
2. Exercise often
Regular exercise is one of the best ways to boost your healthy lifestyle. Although exercise is often talked about in terms of weight management it actually has many positive effects on your body. Research has shown that people who exercise regularly have a decreased risk of developing cancer, heart disease, type 2 diabetes, arthritis, depression and dementia. So for a happier, healthier you get your body moving today!
3. Eat well
Your diet provides the fuel for your body to function at its best. Making sure that you consume a balanced diet that’s high in fruits and vegetables is the basis for keeping your body fit and healthy. Many people are surprised to learn that your diet has a direct influence on many of your body’s functions including your brain function. Choose a healthy diet to keep your brain fit and focused.
Sleep is often one of the areas that suffer the most when we’re busy or stressed. We often think of sleep as just a routine part of the day where our body gets a chance to rest, but it’s much more than that. During sleep our body and brain undertake repairing and building activities. Studies show that people suffering from a lack of sleep have lower brain performance, reduced attention spans, are more susceptible to mental illnesses, and have a higher risk of developing health problems. Stick to a sleep pattern to help your body and brain operate at their peak performance.
Do you want to learn more about how improving your health could save you money on your insurance premium rates? IntelliQuote can help you find the best life insurance rate for your current health status and help you understand what lifestyle changes could help you save money in the future!