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The Intelligent Life Blog

Helping millions of Americans become educated
in making intelligent decisions around their life needs

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How High-Risk Activities Impact Life Insurance Rates

Mar 3, 2016 8:44:00 AM

Sometimes, the lifestyle you want or need to live can cause your life insurance rates to be higher than they otherwise would be. If anything about your lifestyle is considered high risk, insurance companies will charge you more to cover that increased risk.

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Are You Carrying Enough Life Insurance? Let's Find Out!

Sep 11, 2014 10:00:00 AM

A recent study from New York Life found that most Americans say that they would need enough life insurance coverage to provide for 14 years of expenses after the loss of a breadwinner. However, the reality is a bit alarming, most of those surveyed only carried roughly three years of protection. What does this tell us? Most Americans are risking their financial health by not carrying adequate life insurance protection.

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The Truth About Millennials and Life Insurance

Sep 9, 2014 9:29:00 AM

Members of the millennial generation are light years ahead of their older counterparts in many ways. These young professionals have grown up with technology at their fingertips. There is no doubt that this vibrant generation is changing everything from the way we do business to the way we consume information. There are, however, some hard truths that the millennial generation is not necessarily quick to accept. Recent surveys of these young professionals have revealed that they are less than prepared for the financial future. If you, or a loved one, fall into this category, we urge you to take note of today’s post!

Debt

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3 Life Insurance Questions Every New Parent Should Ask

Aug 8, 2014 11:35:00 AM

You’ve just welcomed a new child into this world. Between late night feedings and diaper duty, who has time to think of life insurance? Here at IntelliQuote, we work diligently to make the process as fast and painless as possible for new parents. We understand the pressure you’re under which is precisely why it’s so important to lock in an affordable life insurance rate! Whether your baby has already made their debut, or you’re planning for their arrival, we encourage you to take a few minutes to ask the following questions. Once you have coverage in place, you can once again focus on this incredibly special time in your life. Without delay, let’s get started:

What Are Our Options?

There are thousands of options when it comes to life insurance protection. From term life insurance to permanent life policies and a variety of rider coverage options, you have a lot to consider. Rather than devoting hours of your own time to research, it’s best to ask an experienced professional to explain your options. Here at IntelliQuote, we have a team of licensed advisors on hand to explain your life insurance protection choices and answer your questions. Once you have decided what type of insurance to buy, it’s time to determine how much you need.

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Have You Insured Your Love?

Jul 3, 2014 7:48:00 AM

Each year the folks at LIMRA remind us to “insure our love” with life insurance protection. This annual campaign serves as an opportunity for insurance professionals and industry organizations to shed light on the great need for life insurance protection. According to LIMRA, 85 percent of Americans agree “most people need life insurance,” yet millions are
uninsured or underinsured. This is why we’re reminding you in today’s post of the many reasons to insure your love.

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Celebrate Father's Day with a Little Peace of Mind

Jun 13, 2014 9:39:00 AM

On behalf of the entire IntelliQuote family, we would like to take this opportunity to wish all of the fathers out there a happy and healthy Father’s Day! As a parent, you spend much of your time providing guidance and helping your children navigate daily challenges. From helping them prepare for an upcoming exam to practicing their favorite sport, you’re there every step of the way. Though it’s often difficult to step out of the day-to-day grind and think big picture, as a parent it is your responsibility to do so.

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Estate Planning 101

Jun 5, 2014 7:19:00 AM

If you’re a little lost when it comes to estate planning, you’re not alone. However, having an estate plan in place is essential to your family’s financial health. Even if you don’t have many assets, or a large estate for that matter, estate planning is a critical component of your long term financial plan. This is precisely why we’re focusing today’s post on the basics of estate planning. By following these simple steps, you will be well on your way to establishing a sound estate plan:

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Indexed Universal Life Insurance Explained

May 12, 2014 9:07:00 AM

If you’re shopping for life insurance, you’ve got plenty of options. From term life, to universal, to indexed universal life; which is right for you? Because we often hear from consumers who are interested in learning more about indexed universal life insurance, we’re taking a closer look at this type of coverage in today’s post.

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