<iframe src="//www.googletagmanager.com/ns.html?id=GTM-WD448V" height="0" width="0" style="display:none;visibility:hidden">

The Intelligent Life Blog

Helping millions of Americans become educated
in making intelligent decisions around their life needs

View Blog Topics

How to Improve Your Odds of Avoiding Colorectal Cancer

Mar 26, 2017 11:11:00 AM

Colorectal cancer, also sometimes referred to as colon cancer, is a cancer that begins in either the colon or the rectum. These are both parts of the large intestine, which belongs to your body's digestive system. Colorectal cancer often begins as a polyp on the inner wall of the rectum or colon and sometimes these polyps turn cancerous.

Colorectal cancer is the third most common form of cancer found in the United States. Here is what you need to know about risk factors for colorectal cancer, how to improve your odds of avoiding the disease, and some specific symptoms that are associated with this type of cancer.

The Risk Factors for Colorectal Cancer

Your risk of getting colorectal cancer goes up as you get older. Patients who are aged 50 and older account for more than 90% of colorectal cancer cases. Other risk factors for this disease include:




Set Your Competitive Nature Free

Mar 21, 2017 7:03:00 PM

Are you fiercely competitive? In ancient times, there wasn't much choice in the matter. If you didn't compete for food, shelter, or companionship, you would die. Fortunately, things aren't quite as intense today, but we still compete in various aspects of our lives.

We continue to live in a world in which competition is highly valued and where achievement is often tied to self-esteem or personal value. Here are a few reasons why your competitive spirit might be a good thing, when it could get you into trouble, and some ways to use your drive more productively.

The Positive Aspects of a Competitive Spirit

It's a fallacy to believe that we all live a world where everyone is going to get a participation trophy just for showing up. Success is valued in our society whether we like it or not and competition is one of the best ways to drive success.

When we have competition, it pushes us to grow and even advance as a civilization. It can be argued that man might never have stepped on the moon if we were not in a race to beat the Russians for the prize. If viewed in the correct light, we can actually learn from the setbacks that occur when we're competing with others. These are some of the most positive aspects of competition.




Oh Baby! That's a New 'To Do' List!

Mar 6, 2017 9:17:00 PM

Nine months sounds like plenty of time to plan for your new baby's arrival until it's you who is doing the planning. After the initial shock and celebration of your expanding family, there is still a lot to get accomplished. Here are just a few things to put on your to-do list, including several financial matters that you'll want to address.

Your Expectant Parents To-Do List

A lot of what you'll do in the months leading up to your child's birth is exciting. You get to pick out birth announcements and decorate a nursery in your home. Picking out and buying baby clothes and other pint-sized items can become addictive.

A few of the items on your list that might seem more like chores are more frequent doctor's visits and finding ways to deal with hormones and discomfort. Aside from all of the errands that you'll be running, you will also want to review your financial matters.




Decisions, Decisions: What to Consider When Choosing Life Insurance?

Mar 1, 2017 10:20:00 AM

It's never pleasant to discuss or even think about your own demise, but making legal and financial accommodations for your loved ones is just the right thing to do. In fact, putting the right measures in place to take care of loved ones after you're gone can ease the burden of these awkward conversations and give you some much-needed peace of mind.

One way to plan for these uncertainties is with a life insurance policy. If you've decided to purchase life insurance to protect your loved ones' financial future, you've made the right choice. You still have a few decisions to make, however. Here are several things to consider so that you choose the right insurance policy for your needs.




Bringing Out Your Mean Green on March 17

Feb 16, 2017 6:13:00 PM

It's time to rifle through your closet and get out your green! March 17 and St. Patrick's Day looms once again, and this massive celebration of Irish-American culture in the U.S. is one of the most anticipated holidays of the year. That wasn't always the case, however. Here is what you need to know about the origins of this famed U.S. holiday, some of our most popular St. Patrick's Day celebrations, and how you can bring some authentic Irish fun into your gathering.

St. Patrick's Day History

Believe it or not, St. Patrick wasn't even Irish. He was a British nobleman kidnapped by Irish pirates just after 400 A.D. He spent 17 years as a slave and escaped Ireland but decided to return to the country as a missionary. It is widely believed that March 17 commemorates the date of his death.

Saint Patrick's Day has been an official Christian holiday since the 17th century, called "the Day of the Festival of Patrick." The day wasn't even marked as a public holiday in Ireland until 1904. Now, St. Patrick's Day has grown into a four-day festival in Dublin, much of which has been influenced by the way the Americans celebrate the holiday.




Life Insurance: Show Your Never-Ending Love

Feb 7, 2017 8:34:00 PM

What do life insurance and love have in common? The two are more related than you might think. Many consumers view life insurance as an optional financial tool that you add to your budget only if it fits. The reality is that a life insurance policy is an essential component of your family's financial plan, one that demonstrates your never-ending love.

Demonstrate Your Love With a Life Insurance Policy

When you love someone, you think kind thoughts about them but you also show that love through your actions. Whether it be helping with a chore, listening, or buying flowers on a special day, we do things both great and small to show we care.

This includes planning for the future and the well-being of our loved ones with a life insurance policy. Why else would you buy life insurance? A National Underwriter survey asked clients specifically why they were purchasing life insurance. Interestingly, the top five reasons can be attributed to love.




Life Insurance Exam? Here's What You Need to Know

Feb 4, 2017 10:34:00 PM

If you've made the wise choice to purchase a life insurance policy, you're doing the best possible thing to protect your family's financial future. Life insurance provides many benefits, among them a provision of financial resources for your dependents after you die.

When you purchase a life insurance policy, you want to make sure that you get the best value. The issuing company also wants to ensure that you're reasonably healthy and being truthful on your policy application. For both of these reasons, the policy issuer will ask that you undergo a life insurance exam before they issue your policy.




6 Budgeting Tips You Can Use Now

Jan 31, 2017 5:52:00 PM

Spending less than you make sounds like a simple financial goal, but it can be a challenge for many families. Achieving this goal can allow you to stay out of debt, invest for retirement, and save money for emergencies. In essence, this can be a ticket to financial freedom.

A recent Federal Reserve Board study found that nearly half of respondents wouldn't be able to cover a hypothetical $400 emergency without borrowing money. Some aren't able to meet this goal due to a lack of income, but in many cases, the problem is overspending. When overspending is an issue, some simple budgeting tools can help you see where your money comes from and where it's going.

Here are just six budgeting tips to move you closer towards the goal of financial freedom.