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The Intelligent Life Blog

Helping millions of Americans become educated
in making intelligent decisions around their life needs

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5 Great Reasons to Consider Permanent Life Insurance

Apr 17, 2014 9:58:00 AM

Here at IntelliQuote, we could come up with countless great reasons to buy permanent life insurance, but we’re going to focus today’s post on five that resonate with most consumers. If you’re on the fence about buying permanent life insurance, consider the following:

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Smoking and Life Insurance Rates: The True Cost of Coverage

Apr 1, 2014 9:14:00 AM

We have all heard the statistics of the dangers of smoking, from an increased risk of heart disease to the inherent risks of developing lung cancer. But what about the cost of smoking? While the health risks don’t always resonate, the rising cost of smoking just might be enough to make you kick the habit once and for all.

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Lower Your Term Life Insurance Rates in One Easy Step

Feb 27, 2014 7:35:00 AM

At IntelliQuote, we often hear from consumers who are looking to save on term life insurance rates. In most cases, by simply reaching out to us, these individuals can uncover some serious savings. How is this possible?

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Term Life Insurance: Is it the Right Choice for You?

Feb 20, 2014 8:08:00 AM

If you’re shopping for life insurance, you may be overwhelmed with the number of options available to you. If you’re looking for an affordable option to provide a death benefit in the case of your untimely death, term life insurance or permanent life insurance may be great options. Let’s take a look at what they include and which is right for you.

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Life Insurance Rates: What Does Your Classification Say About You?

Feb 10, 2014 8:10:00 AM

So you’re applying for life insurance and you’re not sure what to expect. How much will it cost? How long does the application process take? Before an insurer can determine your life insurance rate, they will first have to determine your health classification. What does that mean and what is involved? Here’s how it works:

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Life Insurance & Charitable Donations: Leaving a Legacy

Feb 6, 2014 7:45:00 AM

You’ve experienced success in your life and you’ve always dreamed of giving back to a charity or a specific organization. If leaving a legacy is important to you, donating a life insurance policy may be a great way to do so. If you choose to donate a life insurance policy, you have two options: naming the organization as the policy beneficiary, or transferring ownership of the policy to the organization. Which is your best choice? There are benefits and drawback to each. Let’s take a closer look:

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Why Compare Life Insurance Quotes Online

Feb 3, 2014 6:25:00 AM

At IntelliQuote, we are proud to be one of the largest online life insurance agencies in the country. Established in 1997, we have come of age alongside many of the country’s most respected online organizations. As more and more consumers have taken to the web to research and buy life insurance products, we have proudly been here to serve. We are often asked if there are truly any benefits to comparing life insurance quotes online; a question, which we are always happy to address. In today’s post we will take a closer look at the benefits of comparing life insurance quotes online and answer that question once and for all.

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Long Term Care - What Exactly Does it Cover?

Jan 27, 2014 8:22:00 AM

There has been plenty of talk recently about long term care (LTC) in the media. From the rising cost of LTC, to the growing need for coverage, it can be difficult to understand it all. That is precisely why we’re devoting today’s post to long term care insurance and what it means for you and your loved ones.

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