Kids have a clarity of vision and tend to see the most glaringly obvious solutions that adults overlook.
So why do we, as adults, complicate things?
Because somewhere along the way we learned how to rationalize.
Take life insurance, for example. A fifth grader understands that if a life insurance policy ensures that Mom and Dad’s salary is guaranteed – even if they die or are unable to work – then it makes sense to purchase this policy as soon as possible, right?
However, when you think about the same policy you’ve probably rattled off the following excuses to yourself: “There are too many choices.” “I don’t have time to research the best policy.” “This can wait.” “I’m young and in good health, what are the chances that I’ll pass away before I reach a ripe old age?”
We hate to burst your bubble, but it looks like the kids are winning in the logic department.
In today’s blog post, we’ll help you even the score and show you how you can benefit the most from your policy by viewing life insurance through the eyes of an 11-year-old.
1) Only plan for your most important needs: Children see things in black in white. Gray doesn’t exist in their world because blending colors indicates complication. You can apply this tip when shopping for life insurance. It’s easy to imagine things are harder than they actually are, but buying life insurance is not as complicated as you think. Two things you want to keep in mind are: your policy should account for your current needs, and your policy should account for those needs you anticipate in the future, as best as possible. That’s it! At IntelliQuote, we will do the comparison shopping for you in just minutes and at no cost – so all you have to do is choose the best provider who can fulfill your qualifications. We know this sounds too simple to be true, but we promise it’s not.