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The Life Insurance Blog

Helping millions of Americans become educated
in making decisions about their life insurance needs


Make your Own Luck This Year - Get Life Insurance

Feb 17, 2015 3:40:00 PM

create_luckIt’s February, and you know what that means. People are starting to wane on those resolutions they reverently committed to on January 1st. The gyms are a little less crowded than they were last week, and each forkful of salad becomes a little harder to choke down.

If you’re one of these folks, we understand. Maintaining iron willpower is hard, which is why most people abandon their resolutions just 90 days after setting them. But we’ve got a resolution that you can literally set and forget for the next few decades.

Today we’ll discuss how investing in life insurance can help create luck for you and your family and how it may be the best resolution you can make.

1) Give your spouse a headache-free existence: Raising a family is expensive. Kids grow out of their clothes faster than you can buy new ones, and they can eat so much, sometimes you think they have a creature living inside them. When there’s only one income in the house, the expenses and the stress increase exponentially. Securing a life insurance policy now, and naming your spouse as a beneficiary, means that you’re buying him/her peace of mind in the event of your unfortunate death. Instead of worrying excessively about making the mortgage payment, he/she can breathe a sigh of relief knowing that his/her income is supplemented.

2) Make sure you give your kids a lucky break: Good parents want their children to have every advantage that they didn’t have. But if a parent dies, your dream for your child may be just that—a fantasy. Purchasing life insurance and naming your child as a beneficiary is a way of giving your kids a little luck as they go out into the world. Whether they use that money to pay for college or to start a new business, you’re giving them a leg up on the competition.

3) Protect yourself for the long haul: When you’re young, the idea of growing old is for someone else because you think you’ll stay young forever. And while you may remain a kid at heart, if you live long enough you will age and eventually your health may decline. We know that talking about your body breaking down is not pleasant, but the good news is that you can prepare now with life insurance that has long term care coverage, while you still have a lot of pep in your step.

4) Spread the goodwill to those less fortunate: You don’t need to procreate to leave a meaningful legacy. If you don’t have children or other family members to name as beneficiaries on your life insurance policy, you can leave the funds to your favorite charity and allow your generosity to spread a little luck to the lives of many.

You make resolutions and dream of the possibilities, but often you need willpower to see results. Buying life insurance now is about putting in the effort once, so that you and your family can reap the benefits now and in the future.

Are you ready to move in the right direction? Head on over to our quotes page to shop for life insurance and have one of our trusted advisors get you started on your journey.