Start 2013 off on the Right Financial Foot
Gary Lardy @
We all start the New Year off with high hopes. Whether it’s losing those extra pounds or landing that new position at work; sometimes we forget to start with the simple stuff. What about your financial health? Taking the time to review and make changes to your financial situation, this time of year, can pay off in spades for years to come. Before you set your sights on a long term lofty goal, we encourage you to start small and whip your finances into shape!
Update Your Will
Though updating your will might not be the first thing that comes to mind when considering your financial health, it is paramount. If something should happen to you, having an up-to-date will is extremely important. Those who love and depend upon you will need a clear understanding of how your assets are to be divided. Even if you created a will a few years ago, it’s important to review it again. Perhaps you’ve had another child or gotten married since you last updated your will; this is why it’s critical to update it regularly.
Review Your Retirement Plan
So you’ve got a retirement plan in place and you’re contributing on a regular basis. When was the last time you sat down and truly looked at where your retirement savings stands in comparison to your financial goals? Can you afford to contribute more? How are your investments performing? It’s extremely important to your long term financial health to assess your retirement plan annually. So go ahead, take the time now to ensure you’re on track for the coming year.
Review Your Life Insurance Coverage
Finally, it’s important to review your life insurance coverage each and every year. Just like your will, your life insurance coverage should change and evolve alongside you. With every major life event, accomplishment, big purchase or promotion, your financial responsibilities change. What was adequate coverage last year may not be enough today. So what are you waiting for? Assess your needs and request a life insurance quote today, you may find that added coverage costs little more than you’re paying now.
Ready to get your finances in shape for 2012? Contact us today and allow one of our agents to walk you through your life insurance quote. While you’re here we also encourage you to check out the rest of our blog. Here we are exploring the topics that directly impact your family’s financial fortitude.
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When was the last time you reviewed your retirement plan?
A leading online life insurance agency since 1997, IntelliQuote provides customers simplified, private access to compare, shop and buy life insurance online, including term life insurance quotes. IntelliQuote offers clients a wide selection of competitive products from A-rated carriers, supported by licensed agents. This simplified approach makes purchasing a policy easy and straightforward while providing a savings of up to 70% per policy. IntelliQuote is a member of the LIFE Foundation and is committed to ongoing consumer education. For information on how to estimate how much coverage an individual might need, contact www.intelliquote.com, or 888.883.6855.