Life Insurance Rates: Why There's No Time Like the Present to Lock in a Rate
Are you one of the many consumers under the misguided impression that life insurance is only for the older, wealthier population? This dangerous misconception leads millions of young, healthy, successful people to pass up on an opportunity to begin building wealth and protecting their loved ones at an early age.
Why is there no time like the present to lock in a life insurance rate?
Aging
To put it simply, insurance companies consider you at a higher risk of death as you age. Whether you’re comparing permanent or term life insurance rates, the younger and healthier you are when you request a quote the lower the premiums available to you will be. In many cases you can lock in life insurance rates so low that you actually save you money carrying the policy for a longer term, or throughout your life. Imagine having the peace of mind today that your loved ones and assets are protected for years to come.
Declining Health
Though none of us are eager to admit it our health declines as we age. A young marathon runner today can face serious health complication later in life. Even if you feel invincible, it’s important to remember that even those who live healthy lifestyles can face health problems later in life. If you wait to purchase coverage, and experience health complications in the meantime, you will face exorbitantly higher life insurance rates. Rather than waiting until you’re feeling a bit less invincible, seize the opportunity to compare life insurance rates today. This is particularly important for those with a family history of health complications such as diabetes, heart disease and/ or cancer. Regardless of your current level of health, tomorrow is not guaranteed. Locking in a life insurance rate today is one of the best ways to protect your family’s financial well being.
Want more information on locking in low life insurance rates? Follow the IntelliQuote Life Insurance Blog for the news and information you need – while you’re here, check out these recent posts:
To Meet with a Life Insurance Agent, That is the Question
Life Insurance Coverage: Why Your Group Policy May Cost You
Ready to compare life insurance rates today? Request a life insurance quote!
ABOUT INTELLIQUOTE
A leading online life insurance agency since 1997, IntelliQuote provides customers simplified, private access to compare, shop and buy life insurance online, including term life insurance quotes. IntelliQuote offers clients a wide selection of competitive products from A-rated carriers, supported by licensed agents. This simplified approach makes purchasing a policy easy and straightforward while providing a savings of up to 70% per policy. IntelliQuote is a member of the LIFE Foundation and is committed to ongoing consumer education. For information on how to estimate how much coverage an individual might need, contact www.intelliquote.com, or 888.883.6855.
