To Meet with a Life Insurance Agent, That is the Question
For many consumers seeking out and meeting with a life insurance agent is an intimidating and time consuming prospect. In the past a face to face meeting with an agent was your only option when it came to buying life insurance coverage. Today, buying life insurance online is a great option for those who simply don’t have the time or need for an in-person agent meeting. As you shop for coverage it’s important to understand the benefits of buying life insurance online versus working with an agent in-person.
Meeting with a Life Insurance Agent
Working with a local life insurance agent is a great option for anyone who is weary of conducting business online. If having a personal, face to face connection with your life insurance agent is a priority, it’s probably a good idea to ask friends and family for referrals. Be sure to select an agent who works with multiple, reputable carriers to ensure you’re being offered the most competitive policies available based upon your personal needs.
How it works:
You will likely meet with your life insurance agent on multiple occasions. During your initial meeting you will review your current situation and discuss your long-term financial goals and responsibilities. In the meetings to follow your agent will explain your options and help you understand the risks and benefits of each. Once you’ve made your decision, you will meet once again to complete your application.
Working with an Online Life Insurance Brokerage
If you’re part of the ever-expanding population of consumers who complete most of their shopping and banking online, why not add buying life insurance to the list? Not sure if online life insurance is ideal for those looking for long-term investment opportunities? Consider this: over 70% of those who buy term life insurance online have a college education and nearly 25% have a graduate degree. In other words, lots of America’s most highly educated professionals are choosing to buy on the web. Modern technology has enabled life insurance brokerages to serve their clients online and over the phone, from virtually anywhere. Rather than spending lunch breaks, evenings and weekends meeting with a life insurance agent, many people are taking advantage of the opportunity to work with an online brokerage.
How it works:
When buying life insurance online you will request your quote comparison via the internet. Once you receive your quote, you will work with licensed insurance agents online and over the phone. At IntelliQuote, our customers are assigned a personal life insurance agent who walks them through the entire process; providing the same guidance and peace-of-mind offered by traditional brokerages. Because our process can be completed from the comfort of home, you can shop, compare and begin receiving coverage the very same day.
Whether you’re looking for a face to face connection with your life insurance agent or you simply want to work with an agent on your own terms, there is a brokerage to meet your needs.
Interested in more information on your life insurance and investment opportunities? We encourage you to follow the IntelliQuote Life Insurance Blog for news and information. While you’re here, check out these recent posts:
Group vs. Individual Life Insurance
Single People, Single Parents: Who Really Needs Life Insurance?
Ready to compare life insurance rates? Request a life insurance quote today!
A leading online life insurance agency since 1997, IntelliQuote provides customers simplified, private access to compare, shop and buy life insurance online, including term life insurance quotes. IntelliQuote offers clients a wide selection of competitive products from A-rated carriers, supported by licensed agents. This simplified approach makes purchasing a policy easy and straightforward while providing a savings of up to 70% per policy. IntelliQuote is a member of the LIFE Foundation and is committed to ongoing consumer education. For information on how to estimate how much coverage an individual might need, contact www.intelliquote.com, or 888.883.6855.