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The Life Insurance Blog

Helping millions of Americans become educated
in making decisions about their life insurance needs


4 Reasons Why You Should Buy Life Insurance Today

Mar 10, 2015 8:30:00 PM

4reasonswhyAt IntelliQuote, we’ve been in the life insurance business for some time, and we know there are many reasons holding you back from purchasing life insurance. One of the biggest is budget. You may think that you should wait to buy a life insurance policy until you can afford a policy with the maximum coverage.

We’re here to tell you that simply isn’t true.

Today’s post will discuss four reasons why obtaining life insurance is the most important thing you can do for you and your family…starting today.

1) Younger age means lower cost: One of the biggest benefits of purchasing a policy today instead of waiting five years from now is cost. Why? Because the younger you are when you buy life insurance, the more healthy you’re likely to be, and the less expensive you are to insure. Which means you can lock in lower premiums now.

2) Covered in case of an accident: We understand that thinking about your own death can give even the most even-keeled person a major case of the heebie jeebies. But the truth is no matter how young you might be, no one is immune to an unforeseen accident. In the event you were to pass away tomorrow from circumstances that you didn’t anticipate, term life insurance allows your family to pay for your final expenses and any remaining debts that you had.

3) The costs are lower than you think: If you’re like most Americans, you’re probably overestimating the true cost of life insurance protection. According to the 2014 LIMRA Insurance Barometer Study , 80% of the participants overestimate the true cost of life insurance protection.

4) Peace of mind: Purchasing life insurance today affords you something valuable that you can’t purchase, and that’s peace of mind. Knowing your family will be covered should the unexpected occur. And as major life events like marriage, the birth of a child or retirement occur, it is an easy process to review and adjust your coverage for the future.

We understand that you want the best for you and your family, and we understand why you may feel that you should put off buying life insurance until you can afford the best coverage possible. However, securing protection for you and your family today is a good a decision that will pay off for you and your loved ones in the future.

Are you ready to look closer at life insurance costs and coverage? Visit our quotes page today.


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