So you’re considering life insurance. Whether this is your first time or you currently carry coverage, it’s important to take the time to ensure that you’re getting the best life insurance for your needs. Statistics show that 25% of Americans do not have life insurance and a third of those who do carry a policy don’t understand the terms of their coverage. In today’s post we’re urging you to not be a statistic. If you don’t have coverage and one or more of your loved ones depend upon you for financial support, now is the time to act. If you have coverage, but aren’t familiar with the terms of your policy, it’s time to take a closer look.